* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary-color: #0f172a;
    --secondary-color: #1e40af;
    --accent-color: #dc2626;
    --success-color: #16a34a;
    --text-color: #1f2937;
    --text-light: #6b7280;
    --light-bg: #f8fafc;
    --border-color: #e5e7eb;
    --white: #ffffff;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Roboto', 'Oxygen', 'Ubuntu', 'Cantarell', sans-serif;
    line-height: 1.6;
    color: var(--text-color);
    background-color: var(--white);
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* Navigation */
.navbar {
    background-color: var(--white);
    color: var(--text-color);
    padding: 1rem 0;
    position: sticky;
    top: 0;
    z-index: 100;
    box-shadow: 0 1px 3px rgba(0,0,0,0.08);
    border-bottom: 2px solid var(--light-bg);
}

.navbar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.logo {
    font-size: 1.3rem;
    font-weight: 700;
    display: flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--primary-color);
}

.logo-icon {
    font-size: 1.8rem;
}

.logo-text {
    background: linear-gradient(135deg, var(--primary-color), var(--secondary-color));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.nav-links {
    display: flex;
    list-style: none;
    gap: 2.5rem;
    align-items: center;
}

.nav-links a {
    color: var(--text-color);
    text-decoration: none;
    font-weight: 500;
    transition: all 0.3s;
    position: relative;
}

.nav-links a:hover {
    color: var(--secondary-color);
}

.nav-links a::after {
    content: '';
    position: absolute;
    bottom: -5px;
    left: 0;
    width: 0;
    height: 2px;
    background-color: var(--accent-color);
    transition: width 0.3s;
}

.nav-links a:hover::after {
    width: 100%;
}

.nav-cta {
    background-color: var(--accent-color);
    color: var(--white) !important;
    padding: 0.6rem 1.5rem;
    border-radius: 6px;
    font-weight: 600;
}

.nav-cta:hover {
    background-color: #b91c1c;
}

.nav-cta::after {
    display: none;
}

.mobile-menu-toggle {
    display: none;
    font-size: 1.5rem;
    cursor: pointer;
}

@media (max-width: 768px) {
    .nav-links {
        display: none;
    }
    .mobile-menu-toggle {
        display: block;
    }
}

/* Hero Section */
.hero {
    background: linear-gradient(135deg, rgba(15, 23, 42, 0.7) 0%, rgba(30, 64, 175, 0.7) 100%), url('https://www.publicdomainpictures.net/pictures/120000/velka/tulsa-oklahoma-downtown-1425480245xHe.jpg');
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
    color: var(--white);
    padding: 120px 20px;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.hero-overlay {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 1200 600"><defs><pattern id="grid" width="40" height="40" patternUnits="userSpaceOnUse"><path d="M 40 0 L 0 0 0 40" fill="none" stroke="rgba(255,255,255,0.05)" stroke-width="1"/></pattern></defs><rect width="1200" height="600" fill="url(%23grid)"/></svg>');
    opacity: 0.5;
}

.hero-content {
    position: relative;
    z-index: 2;
    max-width: 800px;
    margin: 0 auto;
}

.hero-content h1 {
    font-size: 3.5rem;
    margin-bottom: 1rem;
    font-weight: 800;
    line-height: 1.2;
}

.hero-subtitle {
    font-size: 1.3rem;
    margin-bottom: 2.5rem;
    opacity: 0.95;
    font-weight: 300;
}

.hero-ctas {
    display: flex;
    gap: 1rem;
    justify-content: center;
    margin-bottom: 3rem;
    flex-wrap: wrap;
}

.cta-button {
    display: inline-block;
    padding: 14px 32px;
    text-decoration: none;
    border-radius: 8px;
    font-weight: 600;
    transition: all 0.3s;
    border: 2px solid transparent;
    cursor: pointer;
    font-size: 1rem;
}

.cta-button.primary {
    background-color: var(--accent-color);
    color: var(--white);
}

.cta-button.primary:hover {
    background-color: #b91c1c;
    transform: translateY(-2px);
    box-shadow: 0 10px 20px rgba(220, 38, 38, 0.3);
}

.cta-button.secondary {
    background-color: transparent;
    color: var(--white);
    border-color: var(--white);
}

.cta-button.secondary:hover {
    background-color: var(--white);
    color: var(--secondary-color);
}

.hero-trust {
    display: flex;
    justify-content: center;
    gap: 2rem;
    flex-wrap: wrap;
    font-size: 0.95rem;
    opacity: 0.9;
}

.hero-trust span {
    display: flex;
    align-items: center;
    gap: 0.5rem;
}

/* Why Us Section */
.why-us {
    padding: 80px 20px;
    background-color: var(--white);
}

.why-us h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 3rem;
    color: var(--primary-color);
    font-weight: 700;
}

.why-us-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 2rem;
}

.why-card {
    background-color: var(--white);
    padding: 2.5rem;
    border-radius: 8px;
    text-align: left;
    transition: all 0.3s;
    border: 1px solid var(--border-color);
    border-top: 4px solid var(--secondary-color);
    display: flex;
    flex-direction: column;
    gap: 1rem;
    position: relative;
}

.why-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--secondary-color) 0%, var(--accent-color) 100%);
    border-radius: 8px 8px 0 0;
}

.why-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 15px 35px rgba(0,0,0,0.12);
    border-color: var(--secondary-color);
}

.why-card h3 {
    color: var(--primary-color);
    margin: 0;
    font-size: 1.25rem;
    font-weight: 700;
}

.why-card p {
    color: var(--text-light);
    line-height: 1.8;
    margin: 0;
    font-size: 0.95rem;
}

/* Services Section */
.services {
    padding: 80px 20px;
    background-color: var(--light-bg);
}

.services h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 1rem;
    color: var(--primary-color);
    font-weight: 700;
}

.section-subtitle {
    text-align: center;
    color: var(--text-light);
    font-size: 1.1rem;
    margin-bottom: 3rem;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 2rem;
}

.service-card {
    background-color: var(--white);
    padding: 2.5rem;
    border-radius: 12px;
    box-shadow: 0 2px 8px rgba(0,0,0,0.08);
    text-align: center;
    transition: all 0.3s;
    border-top: 3px solid var(--secondary-color);
}

.service-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 24px rgba(0,0,0,0.12);
    border-top-color: var(--accent-color);
}

.service-icon {
    font-size: 3.5rem;
    margin-bottom: 1rem;
}

.service-card h3 {
    color: var(--primary-color);
    margin-bottom: 1rem;
    font-size: 1.3rem;
    font-weight: 600;
}

.service-card p {
    color: var(--text-light);
    margin-bottom: 1.5rem;
    line-height: 1.7;
}

.service-link {
    color: var(--secondary-color);
    text-decoration: none;
    font-weight: 600;
    transition: all 0.3s;
    display: inline-block;
}

.service-link:hover {
    color: var(--accent-color);
    transform: translateX(5px);
}

/* Testimonials Section */
.testimonials {
    padding: 80px 20px;
    background: linear-gradient(135deg, var(--primary-color) 0%, var(--secondary-color) 100%);
    color: var(--white);
}

.testimonials h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 3rem;
    font-weight: 700;
}

.testimonials-scroll-container {
    overflow: hidden;
    width: 100%;
}

.testimonials-track {
    display: flex;
    gap: 2rem;
    animation: scroll-left 30s linear infinite;
    padding: 1rem 0;
}

@keyframes scroll-left {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(-50%);
    }
}

.testimonials-track:hover {
    animation-play-state: paused;
}

.testimonial-card {
    flex: 0 0 calc(33.333% - 1.33rem);
    background-color: rgba(255, 255, 255, 0.1);
    padding: 2rem;
    border-radius: 12px;
    border: 1px solid rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(10px);
    transition: all 0.3s;
    min-height: 250px;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.testimonial-card:hover {
    background-color: rgba(255, 255, 255, 0.15);
    transform: translateY(-5px);
}

.stars {
    color: #fbbf24;
    font-size: 1.2rem;
    margin-bottom: 1rem;
}

.testimonial-card p {
    margin-bottom: 1rem;
    line-height: 1.8;
    font-size: 0.95rem;
}

.testimonial-author {
    font-weight: 600;
    opacity: 0.9;
}

/* About Section */
.about {
    padding: 80px 20px;
    background-color: var(--light-bg);
}

.about h2 {
    font-size: 2.5rem;
    margin-bottom: 2rem;
    color: var(--primary-color);
    font-weight: 700;
}

.about-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: center;
}

.about-text p {
    color: var(--text-light);
    margin-bottom: 1.5rem;
    line-height: 1.8;
    font-size: 1.05rem;
}

.about-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 2rem;
}

.stat {
    text-align: center;
    padding: 1.5rem;
    background-color: var(--white);
    border-radius: 12px;
    box-shadow: 0 2px 8px rgba(0,0,0,0.05);
}

.stat h3 {
    font-size: 2.5rem;
    color: var(--accent-color);
    margin-bottom: 0.5rem;
}

.stat p {
    color: var(--text-light);
    font-size: 0.9rem;
}

.about-features {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1.5rem;
}

.feature {
    background-color: var(--white);
    padding: 1.5rem;
    border-radius: 12px;
    border-left: 4px solid var(--accent-color);
    box-shadow: 0 2px 8px rgba(0,0,0,0.05);
}

.feature h4 {
    color: var(--primary-color);
    margin-bottom: 0.5rem;
    font-weight: 600;
}

.feature p {
    color: var(--text-light);
    font-size: 0.95rem;
}

@media (max-width: 768px) {
    .about-content {
        grid-template-columns: 1fr;
    }
    .about-stats {
        grid-template-columns: 1fr;
    }
}

/* Contact Section */
.contact {
    padding: 80px 20px;
    background-color: var(--white);
}

.contact h2 {
    text-align: center;
    font-size: 2.5rem;
    margin-bottom: 1rem;
    color: var(--primary-color);
    font-weight: 700;
}

.contact-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    max-width: 1100px;
    margin: 0 auto;
    margin-top: 3rem;
}

.contact-info h3 {
    color: var(--primary-color);
    margin-bottom: 2rem;
    font-size: 1.3rem;
    font-weight: 600;
}

.contact-method {
    margin-bottom: 2rem;
    padding-bottom: 2rem;
    border-bottom: 1px solid var(--border-color);
}

.contact-method:last-child {
    border-bottom: none;
}

.contact-method h4 {
    color: var(--primary-color);
    margin-bottom: 0.5rem;
    font-size: 1.05rem;
}

.contact-link {
    color: var(--accent-color);
    text-decoration: none;
    font-weight: 600;
    font-size: 1.1rem;
    transition: all 0.3s;
}

.contact-link:hover {
    color: var(--secondary-color);
}

.small {
    color: var(--text-light);
    font-size: 0.85rem;
    margin-top: 0.3rem;
}

.contact-form {
    display: flex;
    flex-direction: column;
    gap: 1.2rem;
    background-color: var(--light-bg);
    padding: 2.5rem;
    border-radius: 12px;
    border: 1px solid var(--border-color);
}

.contact-form h3 {
    color: var(--primary-color);
    margin-bottom: 1rem;
    font-size: 1.3rem;
    font-weight: 600;
}

.contact-form input,
.contact-form textarea,
.contact-form select {
    padding: 12px 14px;
    border: 1px solid var(--border-color);
    border-radius: 8px;
    font-family: inherit;
    font-size: 1rem;
    background-color: var(--white);
    color: var(--text-color);
    transition: all 0.3s;
}

.contact-form input:focus,
.contact-form textarea:focus,
.contact-form select:focus {
    outline: none;
    border-color: var(--secondary-color);
    box-shadow: 0 0 0 3px rgba(30, 64, 175, 0.1);
}

/* Google Places Autocomplete - hide error message */
.pac-container {
    z-index: 10000;
}

.pac-container:after {
    display: none !important;
}

.pac-container .pac-item-error,
.pac-container .hdpi:after,
.pac-logo:after {
    display: none !important;
}

/* Hide the "This page can't load Google Maps correctly" message */
.dismissButton,
.gm-err-container,
.gm-err-content,
.gm-err-message,
.gm-err-title {
    display: none !important;
}

/* Quote Form Container */
.quote-form-container {
    background-color: var(--white);
    padding: 2.5rem;
    border-radius: 12px;
    border: 1px solid var(--border-color);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
    max-width: 1000px;
    margin: 0 auto;
}

.quote-form-container h3 {
    color: var(--primary-color);
    margin-bottom: 0.5rem;
    font-size: 1.8rem;
    font-weight: 700;
    text-align: center;
}

.quote-form-container .form-subtitle {
    color: var(--text-light);
    margin-bottom: 2rem;
    font-size: 1rem;
    text-align: center;
}

/* Insurance Type Cards Grid */
.quote-type-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1rem;
    margin-bottom: 2rem;
}

.quote-type-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 2rem 1.5rem;
    border: 2px solid var(--border-color);
    border-radius: 12px;
    background-color: var(--white);
    cursor: pointer;
    transition: all 0.3s ease;
    text-align: center;
    min-height: 140px;
}

.quote-type-card:hover {
    border-color: var(--secondary-color);
    background-color: var(--light-bg);
    transform: translateY(-2px);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.1);
}

.quote-type-card.active {
    border-color: var(--accent-color);
    background-color: rgba(220, 38, 38, 0.05);
    box-shadow: 0 0 0 3px rgba(220, 38, 38, 0.15);
}

.quote-type-card .quote-type-icon {
    font-size: 2.5rem;
    margin-bottom: 0.75rem;
}

.quote-type-card .quote-type-label {
    font-weight: 600;
    color: var(--primary-color);
    font-size: 1rem;
}

.quote-type-card.active .quote-type-label {
    color: var(--accent-color);
}

/* Form Wrapper */
.quote-form-wrapper {
    border-top: 1px solid var(--border-color);
    padding-top: 2rem;
    margin-top: 1rem;
    animation: slideDown 0.3s ease-out;
}

@keyframes slideDown {
    from {
        opacity: 0;
        transform: translateY(-10px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.quote-form {
    max-width: 700px;
    margin: 0 auto;
}

/* Form Sections */
.form-section {
    animation: slideIn 0.3s ease-out;
    margin-bottom: 1.5rem;
    padding-bottom: 1.5rem;
    border-bottom: 1px solid var(--border-color);
}

.form-section:last-of-type {
    border-bottom: none;
}

.form-section h4 {
    color: var(--primary-color);
    font-size: 1.1rem;
    font-weight: 700;
    margin-bottom: 1rem;
    margin-top: 0;
}

.type-section h4 {
    color: var(--secondary-color);
}

/* Form Rows */
.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
    margin-bottom: 1rem;
}

.form-row.three-col {
    grid-template-columns: 1fr 1fr 1fr;
}

/* Toggle Buttons for YMM/VIN */
.toggle-group {
    display: flex;
    gap: 0.5rem;
    margin-top: 0.5rem;
}

.toggle-btn {
    padding: 0.5rem 1rem;
    border: 2px solid var(--border-color);
    border-radius: 6px;
    background-color: var(--white);
    cursor: pointer;
    font-size: 0.85rem;
    font-weight: 500;
    transition: all 0.2s ease;
}

.toggle-btn:hover {
    border-color: var(--secondary-color);
}

.toggle-btn.active {
    border-color: var(--accent-color);
    background-color: var(--accent-color);
    color: var(--white);
}

/* Vehicle/Driver Entries */
.vehicle-entry,
.driver-entry {
    background-color: var(--light-bg);
    padding: 1rem;
    border-radius: 8px;
    margin-bottom: 1rem;
}

.entry-label {
    font-weight: 600;
    color: var(--primary-color);
    font-size: 0.9rem;
    margin-bottom: 0.75rem;
    margin-top: 0;
}

/* Add Buttons */
.add-btn {
    background-color: transparent;
    color: var(--secondary-color);
    border: 2px dashed var(--secondary-color);
    padding: 0.625rem 1rem;
    border-radius: 6px;
    cursor: pointer;
    font-weight: 600;
    transition: all 0.3s;
    font-size: 0.9rem;
    margin-bottom: 1.5rem;
    width: 100%;
}

.add-btn:hover {
    background-color: rgba(30, 64, 175, 0.05);
    border-color: var(--accent-color);
    color: var(--accent-color);
}

/* Radio Groups */
.radio-group {
    display: flex;
    gap: 1.5rem;
    margin-top: 0.5rem;
}

.radio-label {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    cursor: pointer;
    font-weight: 500;
}

.radio-label input[type="radio"] {
    width: 18px;
    height: 18px;
    accent-color: var(--accent-color);
}

/* Texting Disclaimer (smaller, less prominent) */
.texting-disclaimer {
    background-color: var(--light-bg);
    padding: 1rem;
    border-radius: 6px;
    margin-bottom: 1.5rem;
}

.disclaimer-text {
    color: var(--text-light);
    font-size: 0.8rem;
    margin: 0 0 0.75rem 0;
    line-height: 1.4;
}

.opt-out-label {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    cursor: pointer;
    font-size: 0.85rem;
    color: var(--text-color);
}

.opt-out-label input[type="checkbox"] {
    width: 16px;
    height: 16px;
    accent-color: var(--accent-color);
}

/* Responsive Design for Quote Form */
@media (max-width: 768px) {
    .quote-type-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 0.75rem;
    }

    .quote-type-card {
        padding: 1.25rem 1rem;
        min-height: 100px;
    }

    .quote-type-card .quote-type-icon {
        font-size: 1.75rem;
        margin-bottom: 0.5rem;
    }

    .quote-type-card .quote-type-label {
        font-size: 0.85rem;
    }

    .form-row,
    .form-row.three-col {
        grid-template-columns: 1fr;
    }
}

/* Legacy Quote Form (keeping for compatibility) */
.quote-form-legacy {
    background-color: var(--white);
    padding: 2.5rem;
    border-radius: 12px;
    border: 1px solid var(--border-color);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.08);
    max-width: 600px;
    margin: 0 auto;
}

.form-subtitle {
    color: var(--text-light);
    margin-bottom: 2rem;
    font-size: 1rem;
}

.checkbox-group {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
    gap: 1rem;
    margin-top: 1rem;
}

.checkbox-label {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    cursor: pointer;
    padding: 0.75rem;
    border: 2px solid var(--border-color);
    border-radius: 8px;
    transition: all 0.3s ease;
}

.checkbox-label:hover {
    border-color: var(--secondary-color);
    background-color: var(--light-bg);
}

.checkbox-label input[type="checkbox"] {
    cursor: pointer;
    width: 18px;
    height: 18px;
    accent-color: var(--accent-color);
}

.checkbox-label span {
    font-weight: 500;
    color: var(--text-color);
}

.checkbox-item {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    cursor: pointer;
    position: relative;
}

.checkbox-item input[type="checkbox"] {
    position: absolute;
    opacity: 0;
    cursor: pointer;
}

.checkmark {
    width: 20px;
    height: 20px;
    border: 2px solid var(--border-color);
    border-radius: 4px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s;
    flex-shrink: 0;
}

.checkbox-item input[type="checkbox"]:checked + .checkmark {
    background-color: var(--accent-color);
    border-color: var(--accent-color);
}

.checkbox-item input[type="checkbox"]:checked + .checkmark::after {
    content: "✓";
    color: white;
    font-size: 14px;
    font-weight: bold;
}

.label-text {
    font-weight: 500;
    color: var(--text-color);
    cursor: pointer;
}

.checkbox-item:hover .checkmark {
    border-color: var(--secondary-color);
}

.form-content {
    background-color: var(--white);
    padding: 1.5rem;
    border-radius: 8px;
    border: 1px solid var(--border-color);
}

.form-step {
    animation: slideIn 0.3s ease-out;
}

.form-step h4 {
    color: var(--primary-color);
    font-size: 1.1rem;
    font-weight: 700;
    margin-bottom: 1.5rem;
    margin-top: 0;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.form-group label {
    font-weight: 600;
    color: var(--primary-color);
    font-size: 0.95rem;
}

.vehicle-group {
    background-color: var(--light-bg);
    padding: 1.5rem;
    border-radius: 8px;
    margin-bottom: 1rem;
}

.vehicle-group h5 {
    color: var(--primary-color);
    margin-top: 0;
    margin-bottom: 1rem;
    font-size: 1rem;
}

.add-vehicle-btn {
    background-color: transparent;
    color: var(--secondary-color);
    border: 2px dashed var(--secondary-color);
    padding: 10px 15px;
    border-radius: 6px;
    cursor: pointer;
    font-weight: 600;
    transition: all 0.3s;
    font-size: 0.95rem;
}

.add-vehicle-btn:hover {
    background-color: rgba(30, 64, 175, 0.05);
    border-color: var(--accent-color);
    color: var(--accent-color);
}

/* Texting Consent */
.texting-consent {
    background-color: var(--light-bg);
    padding: 1.5rem;
    border-radius: 8px;
    border-left: 4px solid var(--secondary-color);
    margin-bottom: 1.5rem;
    animation: slideIn 0.3s ease-out;
}

.consent-text {
    color: var(--text-color);
    font-size: 0.9rem;
    line-height: 1.6;
    margin: 0 0 1rem 0;
}

.consent-checkbox {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    cursor: pointer;
    font-weight: 500;
    color: var(--text-color);
}

.consent-checkbox input[type="checkbox"] {
    width: 18px;
    height: 18px;
    cursor: pointer;
    accent-color: var(--accent-color);
}

.submit-button {
    background-color: var(--accent-color);
    color: var(--white);
    padding: 14px;
    border: none;
    border-radius: 8px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s;
    font-size: 1rem;
}

.submit-button:hover {
    background-color: #b91c1c;
    transform: translateY(-2px);
    box-shadow: 0 10px 20px rgba(220, 38, 38, 0.2);
}

.form-note {
    text-align: center;
    color: var(--text-light);
    font-size: 0.85rem;
    margin-top: 0.5rem;
}

/* Form Group Styling */
.form-group {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}

.form-group label {
    font-weight: 600;
    color: var(--primary-color);
    font-size: 0.95rem;
}

/* Nested Form (Russian Doll) Styles */
.form-step {
    animation: slideIn 0.3s ease-out;
}

@keyframes slideIn {
    from {
        opacity: 0;
        transform: translateY(10px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.insurance-options {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 1rem;
    margin-top: 1rem;
}

.insurance-option {
    position: relative;
    cursor: pointer;
}

.insurance-option input[type="radio"] {
    position: absolute;
    opacity: 0;
    cursor: pointer;
}

.insurance-option .option-label {
    display: block;
    padding: 1.2rem;
    border: 2px solid var(--border-color);
    border-radius: 8px;
    text-align: center;
    background-color: var(--white);
    transition: all 0.3s;
    font-weight: 500;
    cursor: pointer;
}

.insurance-option input[type="radio"]:checked + .option-label {
    border-color: var(--accent-color);
    background-color: rgba(220, 38, 38, 0.1);
    color: var(--accent-color);
    transform: scale(1.05);
}

.insurance-option .option-label:hover {
    border-color: var(--secondary-color);
    box-shadow: 0 4px 12px rgba(30, 64, 175, 0.1);
}

.checkbox-group {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(120px, 1fr));
    gap: 1rem;
    margin-top: 1rem;
}

.checkbox-option {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    cursor: pointer;
}

.checkbox-option input[type="checkbox"] {
    width: 18px;
    height: 18px;
    cursor: pointer;
    accent-color: var(--accent-color);
}

.checkbox-option span {
    cursor: pointer;
    font-weight: 500;
}

.form-navigation {
    display: flex;
    gap: 1rem;
    justify-content: space-between;
    margin-top: 1.5rem;
}

.nav-button {
    flex: 1;
    padding: 12px 20px;
    border: none;
    border-radius: 8px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s;
    font-size: 1rem;
}

.nav-button.primary {
    background-color: var(--accent-color);
    color: var(--white);
}

.nav-button.primary:hover {
    background-color: #b91c1c;
    transform: translateY(-2px);
    box-shadow: 0 10px 20px rgba(220, 38, 38, 0.2);
}

.nav-button.secondary {
    background-color: var(--light-bg);
    color: var(--text-color);
    border: 1px solid var(--border-color);
}

.nav-button.secondary:hover {
    background-color: var(--white);
    border-color: var(--secondary-color);
}

.form-group input,
.form-group select {
    padding: 12px 14px;
    border: 1px solid var(--border-color);
    border-radius: 8px;
    font-family: inherit;
    font-size: 1rem;
    background-color: var(--white);
    color: var(--text-color);
    transition: all 0.3s;
}

.form-group input:focus,
.form-group select:focus {
    outline: none;
    border-color: var(--secondary-color);
    box-shadow: 0 0 0 3px rgba(30, 64, 175, 0.1);
}

/* Conditional Fields */
.conditional-fields {
    animation: slideDown 0.3s ease-out;
}

@keyframes slideDown {
    from {
        opacity: 0;
        max-height: 0;
        overflow: hidden;
    }
    to {
        opacity: 1;
        max-height: 500px;
    }
}

@media (max-width: 768px) {
    .contact-content {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
}

/* Footer */
.footer {
    background-color: var(--primary-color);
    color: var(--white);
    padding: 3rem 20px;
    border-top: 3px solid var(--accent-color);
}

.footer-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 2rem;
}

.footer-links {
    display: flex;
    gap: 2rem;
}

.footer-links a {
    color: var(--white);
    text-decoration: none;
    transition: color 0.3s ease;
}

.footer-links a:hover {
    color: var(--accent-color);
}

.footer p {
    margin: 0.5rem 0;
    opacity: 0.9;
}

/* Responsive Design */
@media (max-width: 1024px) {
    .hero-content h1 {
        font-size: 2.8rem;
    }

    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 768px) {
    .hero {
        padding: 80px 20px;
    }

    .hero-content h1 {
        font-size: 2.2rem;
    }

    .hero-subtitle {
        font-size: 1.1rem;
    }

    .hero-ctas {
        flex-direction: column;
    }

    .cta-button {
        width: 100%;
    }

    .hero-trust {
        flex-direction: column;
        gap: 1rem;
    }

    .services-grid,
    .why-us-grid,
    .testimonials-grid {
        grid-template-columns: 1fr;
    }

    .about-content {
        grid-template-columns: 1fr;
    }

    .about-stats {
        grid-template-columns: repeat(3, 1fr);
        gap: 1rem;
    }

    .stat h3 {
        font-size: 2rem;
    }

    .contact-content {
        grid-template-columns: 1fr;
    }

    .contact-form {
        padding: 1.5rem;
    }

    .form-container {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }

    .form-sidebar {
        padding: 1rem;
    }

    .form-row {
        grid-template-columns: 1fr;
    }

    h2 {
        font-size: 2rem !important;
    }
}

@media (max-width: 768px) {
    .testimonial-card {
        flex: 0 0 calc(50% - 1rem);
        min-height: 280px;
    }
}

@media (max-width: 480px) {
    .hero-content h1 {
        font-size: 1.8rem;
    }

    .about-stats {
        grid-template-columns: 1fr;
    }

    .stat h3 {
        font-size: 1.8rem;
    }

    .contact-form {
        padding: 1rem;
    }

    .cta-button {
        padding: 12px 24px;
        font-size: 0.9rem;
    }

    .testimonial-card {
        flex: 0 0 100%;
        min-height: 300px;
        padding: 1.5rem;
    }

    .testimonial-card p {
        font-size: 0.9rem;
    }
}